These are the things that keep millionaires awake at night

Bill Gates wince
Chief among their concerns are their health and their families' health. Tiksa Negeri/Reuters

Even the superrich have things to worry about.

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According to the latest Capgemini and RBC Wealth Management World Wealth Report, younger rich people have a lot more on their minds than older ones do.

The report laid out the wealth-related concerns of the world's high-net-worth individuals, or HNWIs, (defined as people with investable assets of $1 million or more, excluding primary residence, collectibles, consumables, and consumer durables).

Overall, the No. 1 concern for the ultrarich last year was "my and my family's health," followed closely by "ensuring my assets will last throughout my lifetime" and "being able to afford the lifestyle I want in retirement."

But when you look at this demographic's worries broken down by age, interesting trends emerge. For example, millionaires under the age of 45 are far more likely to be worried about rising education costs. The green on the chart represents the concerns of wealth managers for their clients.

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But there are plenty more. Take a look:

Fig_18_HNWI Concerns and Wealth Manager Assessment of HNWI Wealth Relate...
World Wealth Report
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